diff --git a/axhub-tool-email/src/main/resources/application-dev.properties b/axhub-tool-email/src/main/resources/application-dev.properties
new file mode 100644
index 0000000..35c4a94
--- /dev/null
+++ b/axhub-tool-email/src/main/resources/application-dev.properties
@@ -0,0 +1,13 @@
+# Render 클라우드 환경 전용 설정
+axhub.gateway.url=https://axhub-gateway.onrender.com
+axhub.tool.url=https://axhub-tool-email.onrender.com
+
+# EIMS 동적 라우팅 접속 정보 (Mock)
+eims.http.url=http://localhost:${server.port}/api/gateway
+eims.tcp.host=127.0.0.1
+eims.tcp.port=8090
+eims.tcp.timeout=5000
+eims.jsp.form.url=http://localhost:${server.port}/mock/jsp-form
+eims.jsp.json.url=http://localhost:${server.port}/mock/jsp-json
+eims.mci.url=http://localhost:${server.port}/api/mock/esb/api
+eims.mcistring.url=http://localhost:${server.port}/api/mock/esb/string
diff --git a/axhub-tool-payment/src/main/resources/application-dev.properties b/axhub-tool-payment/src/main/resources/application-dev.properties
new file mode 100644
index 0000000..397f01c
--- /dev/null
+++ b/axhub-tool-payment/src/main/resources/application-dev.properties
@@ -0,0 +1,13 @@
+# Render 클라우드 환경 전용 설정
+axhub.gateway.url=https://axhub-gateway.onrender.com
+axhub.tool.url=https://axhub-tool-payment.onrender.com
+
+# EIMS 동적 라우팅 접속 정보 (Mock)
+eims.http.url=http://localhost:${server.port}/api/gateway
+eims.tcp.host=127.0.0.1
+eims.tcp.port=8090
+eims.tcp.timeout=5000
+eims.jsp.form.url=http://localhost:${server.port}/mock/jsp-form
+eims.jsp.json.url=http://localhost:${server.port}/mock/jsp-json
+eims.mci.url=http://localhost:${server.port}/api/mock/esb/api
+eims.mcistring.url=http://localhost:${server.port}/api/mock/esb/string